Decent Poverty Report: Planning Ahead

Unlike millions of Americans, I have had the good fortune to survive well into adulthood without accumulating any debt. To be honest, it's not something for which I deserve any... well, let's not say credit, let's say praise. The fact is I've been privileged by my parents' efforts, talents, and good fortune. They both worked all through their adult lives and both had very rewarding careers, easily surpassing their own parents on the ladder of success. It so happens that their early adulthood years coincided with the peak years of the U.S.